Boat insurance in Alberta

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djbroughton
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Location: Calgary, Alberta Canada

Boat insurance in Alberta

Post by djbroughton » Fri Apr 03, 2009 12:37 pm

I recently purchased an 06 :macm: I am now shopping for marine insurance. My home policy company will not cover the boat and I have reviewed the threads on this site. I tried Robertson & Robertson but they will not cover boats outside of Ontario. Can anyone recommend a carrier that operates in Alberta?

Dave Broughton
Calgary, Alberta

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Indulgence
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Sailboat: MacGregor 26X
Location: Calgary, Ab, Canada

Re: Boat insurance in Alberta

Post by Indulgence » Fri Apr 03, 2009 2:33 pm

Dave,
I just went to Del Fisher, our regular insurance broker, and they set me up with
Premier Marine Insurance. I just pulled out the policy and see mine comes to $265 a year.

Here is their contact information.

Jeff Alderman CIP
Office Manager/Partner
2202 Edmonton Trail NE
Calgary, AB T2E 3M5
jeff@delfisher.ca
P 403-230-3811
F 403-276-1058

Cheers,
Laurie

on edit: note post times, I answered your question four minutes before you asked. Man this is a great board.

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pokerrick1
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Location: Las Vegas, NV (Henderson, near Lake Mead)

Re: Boat insurance in Alberta

Post by pokerrick1 » Fri Apr 03, 2009 3:19 pm

Indulgence wrote:note post times, I answered your question four minutes before you asked. Man this is a great board.
4 minutes before :?: :?: :?: Can you spell Cornficker.c :?: I hope not :!:

Rick :) :macm:

PS Great of you to provide solid info!!

djbroughton
Deckhand
Posts: 26
Joined: Sat Jun 28, 2008 11:32 am
Sailboat: MacGregor 26M
Location: Calgary, Alberta Canada

Re: Boat insurance in Alberta

Post by djbroughton » Fri Apr 03, 2009 8:35 pm

Thanks for that Laurie, I will give them a call on Monday.

P.S.- enjoyed reading your BVI adventures. Hope to see you sometime this summer.

Dave

popI
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Re: Boat insurance in Alberta

Post by popI » Fri Apr 03, 2009 10:10 pm

I use Wawanesa (headquartered in Saskatchewan). I get it along with my home insurance from a broker in Airdrie. 500 clams for the year which includes towing liability. Don't know if it's a good deal or not. It does not get me any collision protection, and I am only covered for 1K against damage to other boats. I think the fire/theft part is good though.

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Indulgence
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Re: Boat insurance in Alberta

Post by Indulgence » Tue May 05, 2009 12:35 am

Dave,
my insurance broker called to say thanks for the referral
so I guess you were in and they got something to work.

PM me. If you're inclined; come for a look at our Mac and have wee cup o' wine.
She's in drydock right now but we're almost ready to go! She's in the NE off McKnight.
Laurie

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Trouts Dream
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Location: Calgary, Alberta--1997 26X--Yamaha 90HP 2 Stroke....grunt, grunt

Re: Boat insurance in Alberta

Post by Trouts Dream » Tue May 05, 2009 2:58 am

Laurie
Good call on the insurance, I just pulled my policy and Premier Marine is mine too
260 plus 20 on the trailer.

Going to get the boat next weekend and bring her to town for the spring mods.
We need some rain in the mountains.

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Cap'n Ahab
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Joined: Mon Apr 21, 2008 10:30 pm
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Re: Boat insurance in Alberta

Post by Cap'n Ahab » Sat Jun 26, 2010 11:06 pm

We use State Farm insurance. We moved to Calgary last year and went with them because we also used them in Washington State for our 26M, can't recall the cost and no claims so far, but based on the auto policies I assume they will perform well.

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Phil M
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Re: Boat insurance in Alberta

Post by Phil M » Fri Jul 02, 2010 5:23 pm

My boat insurance in Saskatchewan is through Wawanesa Insurance. I pay $444 per year for $32,000 coverage on the Macgregor and Honda motor. I also pay $8 per year for watercraft liability.


Phil M :macm:

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Trouts Dream
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Re: Boat insurance in Alberta

Post by Trouts Dream » Fri Jul 02, 2010 5:59 pm

What about flood insurance in Sask. :wink:

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Phil M
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Re: Boat insurance in Alberta

Post by Phil M » Sat Jul 03, 2010 11:12 pm

It's raining AGAIN tonight. :o This will be setting another record for rainfall. It might be useful to have 'Noah's Macgregor-Ark' in the back yard after all. :)

Phil M :macm:

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Crocus26X
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Location: Calgary, Alberta

Re: Boat insurance in Alberta

Post by Crocus26X » Sun Jul 04, 2010 12:16 am

The original question was posted some time ago but here`s my comment. I have State Farm coverage on my 1995 26X , valued at $22000. The premium is only $181.

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Indulgence
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Location: Calgary, Ab, Canada

Re: Boat insurance in Alberta

Post by Indulgence » Sun Dec 26, 2010 7:23 pm

I'm revisiting this thread because I've had some advice and some
experience with boat insurance since I posted my original information.

I have been told there are numerous outstanding claims with Premier Marine and their track record
is the worst in the business. If you want cheap insurance they are still the most economical. If you
want to be covered, and covered properly, it's probably going to run closer to five hundred bucks
with a good marine carrier. My 32 footer came in at a little over eight hundred dollars.

Having said that, even though I went with another company for the Cooper, I renewed my Mac
insurance with Premier last summer - there is much less chance of damage where it sails. I am considering
dropping the insurance on the Mac entirely. The thinking is- if I have lousy insurance I know full
well will refuse to pay a claim, why bother? Either get the proper coverage or drop it.

Cheers,
Laurie

Hugh
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Location: Canmore AB.

Re: Boat insurance in Alberta

Post by Hugh » Wed Sep 12, 2012 6:43 pm

Just wanted to add to this discussion. Just bought a :macm: 2012 and we're insuring through Marine Insurance Langley for $426/y Deductable $420
Limits are:
navigable inland waters of British Columbia, Alberta, Saskatchewan, Manitoba, Yukon, Northwest Territories with permission to occasionally operate the navigable inland waters of the states of Alaska, Washington, Idaho, Montana, and North Dakota.

If we want to go to the ocean I guess we will have to sort that out. good thing I posted this because I had not read the bit of where we could sail.
Hugh

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