NiceAft wrote: ↑Wed Mar 23, 2022 11:57 am
Nice theory, but It's amazing how reality can blow the best theory out of the water.
I'm not wishing bad on you, I'm just saying that's what insurance is for.
Ray
I feel that's a false realism, no offence ! I,ve got almost 14yrs in labour on mods invested in my boat that no insurance company is going to repay me for that & anything on ur boat 5 yrs or older will b considered life time exspendicy & not covered & any electronics 3yrs or older u,ll b likely offered 3 to 5 % of what u pd for them , so for a claim regarding say $5,000.00 for breakin & damage & loss of property to ur boat u,ll b lucky to b offered $1,000.00& if u play hard ball they,ll just right off ur boat & u,ll get peanuts without a costly chase down , then u have to try & find another boat that is no longer in production & also ur next insurance premium on ur next boat will b tripled , insurance companies r in business to make money & would sooner spend money on lawyer's than pay a settlement , so I,m of believing the little cost of my security is worth all the avoided headaches plus my boat is not locked up like fort knox ! lol, no just motion sensor lights & cheap alarm systems & security camera with motion & infrared sensors with an alarm that sets off as soon as u try to board my boat so that deterrent lights & alarms & as soon as they realise that a camera is likely recording them know their identity is blown & take off , I,ve had two evasive boardings so far & as soon as they realised they were busted they took off

, so it all depends whats on ur boat & where u keep it really . I see Rays opinion as his boat spends likely 60% of its time in his back yard where as mine has been in the water for the last 4 yrs constantly so it all comes down to ur own individual situation to each their own also , I,m not trying to say this is a must but rather try to inform others who r concerned & show them other options
no pun intended for others with with diff Idea,s or other options, just offering mine not saying u have to agree with me or otherwise it,s all about offering other options to help others make their own decisions
J
